Questions Log   C:\Users\sksho\OneDrive\Desktop\QuestionsLog 2024_04_29 20_35.rtf

Q: Are there handouts?[Becky R Skougstad] [beckyskougstad@gmail.com] [Q: 7:26 PM] [A: 7:28 PM] 
A: Hi Becky, yes there are. 
A copy of the handout is attached to your Handouts pane. Click to expand the pane and click on the pdf file to download it.  If you are watching through your browser, Handouts is the fourth icon from the top on the vertical control panel.

Check the control panel for the them in the Handouts box. Thank you for joining us tonight.  BobH

Q: Why not have B.I. poll the membership to see if there is intrest in having Valueline available on this website. If so, divide cost of valuline by members and see if enough to cover cost?[Jeffrey Rye] [photojazzjeff@gmail.com] [Q: 7:29 PM] [A: 7:32 PM] 
A: Jeffrey, The best way to approach that is to get the question to Home Office.  I would suggest sending a message with your request to member services service@betterinvesting.org  - Avi

Q: Why not have B.I. poll the membership to see if there is intrest in having Valueline available on this website. If so, divide cost of valuline by members and see if enough to cover cost?[Jeffrey Rye] [photojazzjeff@gmail.com] [Q: 7:29 PM] [A: 7:32 PM] 
A: Hi Jeffrey, check out the handouts for how you can get VL access from your library.  Thank you for joining us tonight and for your recommendation.  We'll run it by the HO to see what they say. BobH

Audience Question: 
Q: Will the  recording of this presentation be sent to attendees?[Atul Manocha] [admanocha@hotmail.com] [Q: 7:32 PM] [A: 7:33 PM] 
A: Welcome to the webinar. Yes, the recording link will be sent to you within a couple of days.

Q: Will the  recording of this presentation be sent to attendees?[Atul Manocha] [admanocha@hotmail.com] [Q: 7:32 PM] [A: 7:33 PM] 
A: Hi Atul, yes, we are recording and it will be available on any Consortium chapter's website. If you can't find it send me an email and I'll get it to you.  BobH  bob.houle@gmail.com

Q: Why not have B.I. poll the membership to see if there is intrest in having Valueline available on this website. If so, divide cost of valuline by members and see if enough to cover cost?[Jeffrey Rye] [photojazzjeff@gmail.com] [Q: 7:29 PM] [A: 7:34 PM] 
A: .

Q: Thank you. [Atul Manocha] [admanocha@hotmail.com] [Q: 7:34 PM] 

Audience Question: 
Q: Will the  recording of this presentation be sent to attendees?[Atul Manocha] [admanocha@hotmail.com] [Q: 7:32 PM] [A: 7:36 PM] 
A: Yes, attendees will receive a link to the recording.   Pam

Q: VL is no longer available at New Mexico libraries.  Can BI assist out-of-state members to access VL?[Elsie Sanchez] [elsisam@live.com] [Q: 7:34 PM] [A: 7:37 PM] 
A: Ralph, recently found a list of libraries where we can subcribe through.  We will send to you.  They require a small fee to join which is much les than a regulare subcribtion.  -Joan

Q: My local library has stopped carrying the ValueLine. Are there good alternatives or online resources for folks like me?[Lewis Meckley] [lmeckley@windstream.net] [Q: 7:36 PM] [A: 7:40 PM] 
A: HI Lewis, that information is in the Interactive handout.  Thanks for joining us tonight, IlaB

Q: can we share the recording?[pat camporesi] [pmcamporesi@me.com] [Q: 7:41 PM] [A: 7:42 PM] 
A: Hi Pat, yes, we are recording and we'll get that to you. Thanks for joining us tonight.  BobH

Q: VL is no longer available at New Mexico libraries.  Can BI assist out-of-state members to access VL?[Elsie Sanchez] [elsisam@live.com] [Q: 7:34 PM] [A: 7:42 PM] 
A: A lists of libraries is on slide 25 of the handout.  

Q: thanks Bob[pat camporesi] [pmcamporesi@me.com] [Q: 7:43 PM] 

Q: Where is the 'Earnings Predictability' in that upper box?   In the example used, Safety is 2 and Timeliness is 2 but there is nothing that says 'Earnings Predictability[mo hart] [mhart@tiac.net] [Q: 7:40 PM] [A: 7:43 PM] 
A: Hi Mo, that information is in the bottom right hand corner of the VL sheet.  Thanks for the question and joining us tonight.  IlaB

Q: Which earnings value do you use on VL? There is an entry on the right and left hand sides of VL.[Meg Kremer] [mckremer1116@gmail.com] [Q: 7:33 PM] [A: 7:43 PM] 
A: IWill forward this to David

Q: Where do I get Value Line.  My Library used to have it but I can't find it anymore.[Andrew Soucek] [asoucek@sbcglobal.net] [Q: 7:37 PM] [A: 7:43 PM] 
A:  Hello Andrew, in the handouts, look at slide 25, it shows a list of libraries with remote access.  Thanks for joining our webinar this evening.  Mark

Q: Q relates to slide # 8[mo hart] [mhart@tiac.net] [Q: 7:41 PM] [A: 7:44 PM] 
A: Find it?

Q: yes, I think it was hiden by the gotowebinar side bar :)[mo hart] [mhart@tiac.net] [Q: 7:46 PM] [A: 7:47 PM] 
A: Great, the cursed side bar!  BobH

Q: Thanks![Lewis Meckley] [lmeckley@windstream.net] [Q: 7:47 PM] 

Q: Yes, I rec'd the list, but I suspect other States/Libraries may also not carry VL and may be an issue BI could consider looking into to assist members at large?  [Elsie Sanchez] [elsisam@live.com] [Q: 7:44 PM] [A: 7:48 PM] 
A: Yes, Elsie, you are correct there are other libraries that do not carry Value Line, that is why the Consortium has put this list together that we may share with the members.  -Joan

Q: Will the  recording of this presentation be sent to attendees?[Atul Manocha] [admanocha@hotmail.com] [Q: 7:32 PM] [A: 7:48 PM] 
A: Yes.  You should receive an email in a day or so with the link

Q: OK, thank you. I just thought I would mention it as "food for thought" for BI.[Elsie Sanchez] [elsisam@live.com] [Q: 7:49 PM] [A: 7:53 PM] 
A: Elsie, That is very thoughtful of you.  It is a very real problem that not all members have acess through their libraries.  It has been a issue for a number of years.  Libraries are really trying to manage their budgets based on requested need.  

Q: Hello, excellent presentation.[John McNamara] [johntmcnamara@comcast.net] [Q: 7:54 PM] 

Q: question on slide 14[John McNamara] [johntmcnamara@comcast.net] [Q: 7:54 PM] 

Q: No - the initial SSG projections[Bonnie Matter] [matterbonnie@gmail.com] [Q: 7:55 PM] 

Q: #2 - Please review Slide 17 again.[Bonnie Matter] [matterbonnie@gmail.com] [Q: 7:55 PM] 

Q: why have they stopped showing model portfolios returnns[Charles Lucey] [ctlucey@live.com] [Q: 7:56 PM] 

Q: Superb presentation on key features of Value Line. These differ from Mornngstar and how and where to distinguish these differences?[Reddy Ganta] [BRGanta@gmail.com] [Q: 7:56 PM] 

Q: slide 14 the historical avg cannot be 17;9 because there was never a year over 17.9 % important that you review with the audience[John McNamara] [johntmcnamara@comcast.net] [Q: 7:56 PM] 

Q: It surprised me that BI had not mentioned this issue in BI magazine in the past---unless I missed it?   I wish to mention that Betsy was so helpful to me when I posed the question to her.  [Elsie Sanchez] [elsisam@live.com] [Q: 7:57 PM] 

Q: What happens when there is vast difference, let's say $150, of projected future prices.  How do you explain that?[John Grajczyk] [john.grajczyk@gmail.com] [Q: 7:57 PM] [A: 7:58 PM] 
A: Hello John,  This is why we use multiple sources.  You may have to do a deep dive on the sources to understand the difference..   Charles

Q: This would be between a SSG and Value Line [John Grajczyk] [john.grajczyk@gmail.com] [Q: 7:58 PM] [A: 7:59 PM] 
A: Value Line is one input to determine your judgment.  It is not the final authority.   Charles

Q: 1) where did the 7% and 9% initial projections come from.  2) Please review Slide 17 again.  Thank you.[Bonnie Matter] [matterbonnie@gmail.com] [Q: 7:54 PM] [A: 8:00 PM] 
A: Did David answer answer your question?

Q: Where are the handouts?[Johnny Cavitt] [jlcavitt@hotmail.com] [Q: 7:58 PM] [A: 8:01 PM] 
A: Hello Johnny, if you are watching through your browser, Handouts is the fourth icon from the top on the vertical control panel.  Thanks for joining us this evening. Mark

Q: who owns value line[Charles Lucey] [ctlucey@live.com] [Q: 7:55 PM] [A: 8:01 PM] 
A: Value Line is a publicly traded company traded on the NASDAQ using ticker VALU.  Thanks for thw question.  LynnT

Q: Not really.  There was a lot of good info on Slide 17 and some of it I wasn't aware of how info was obtained.  But I'll listen to it again when I receive the email.  [Bonnie Matter] [matterbonnie@gmail.com] [Q: 8:02 PM] 

Q: Where do I go for the handouts?[Connie Polley] [conniepolley@yahoo.com] [Q: 8:01 PM] [A: 8:02 PM] 
A: Hello Connie, a copy of the handout is attached to your Handouts pane. Click to expand the pane and click on the pdf file to download it.  Thanks for joining us this evening. Mark

Q: Also the 7% and 9.7% projections - did Dave use the right side of VL projections and arrived at those % using CAGR calculation?[Bonnie Matter] [matterbonnie@gmail.com] [Q: 8:03 PM] 

Q: Often I find that 5 year projections in the 'Annual Rate Box' (slide 15) do not equate to the amounts in the 'Data Table' (slide 16).      Please explaine.      Thanks[Jm Barrett] [myultrastar@hotmail.com] [Q: 8:03 PM] 

Q: Thank you very much![Bonnie Matter] [matterbonnie@gmail.com] [Q: 7:56 PM] [A: 8:03 PM] 
A: I am glad he was able to answer your question. We are glad you are able to join us tonight,

Q: Presentation is not for Beginners. Presentation moves at a fast pace.[Carl  Johnson ] [carljohnson618@comcast.net] [Q: 7:56 PM] [A: 8:03 PM] 
A: Welcome to the webinar. Our audience varies from beginner to expert.   We cannot be all things to all people every time, but over time we hope to present something for everyone. If you listen to the recording it may help you understand it better. 

Audience Question: 
Q: Presentation is not for Beginners. Presentation moves at a fast pace.[Carl  Johnson ] [carljohnson618@comcast.net] [Q: 7:56 PM] [A: 8:05 PM] 
A: Hi Carl, This is Dori Raser. I hope you can listen to the recording after to help understanding. Please feel free to email questions to the address that you will see at the end. This might help. The presenters will be happy to get back to you. 

Q: Great presentation.[Bonnie Matter] [matterbonnie@gmail.com] [Q: 7:56 PM] [A: 8:07 PM] 
A: Thank you.  We appreciate your feedback.

Q: Thank you.[Carl  Johnson ] [carljohnson618@comcast.net] [Q: 8:07 PM] 

Q: Were are the handouts[Paul Ryan] [phryan32@yahoo.com] [Q: 7:58 PM] [A: 8:07 PM] 
A: Hi Paul,  the haodouts ar available on the GTW control panel under the Handouts dropdown.  LynnT

Audience Question: 
Q: What does it mean if the projected low price is higher than the current price?[Judith Mintz] [judithmintz@gmail.com] [Q: 7:55 PM] [A: 8:07 PM] 
A: Hi Judith,  The projected low price should be set to a value lower than the current price.  The projected low price is how low it could possibly decline. Does this help?

Audience Question: 
Q: Where do I get Value Line.  My Library used to have it but I can't find it anymore.[Andrew Soucek] [asoucek@sbcglobal.net] [Q: 7:37 PM] [A: 8:08 PM] 
A: Hi Andrew,  What city is closest to your home?

Audience Question: 
Q: What does it mean if the projected low price is higher than the current price?[Judith Mintz] [judithmintz@gmail.com] [Q: 7:55 PM] [A: 8:09 PM] 
A: Hi Judith, This is Dori. It means that the low price may need to be adjusted. It also means that you need to find out why the price is so low. What is going on with the company that is causing the price to be so far below where the 5 year average low P/E would put it, if that is what is being used. It could be screaming "caution" or maybe it's a deal. Bottom line, research is needed. Is this a quality company? 

Q: Hi Dave,[Meg Kremer] [mckremer1116@gmail.com] [Q: 7:32 PM] [A: 8:10 PM] 
A: Hi Meg! Glad you joined us tonight. Your other question, it's the forecasted values in the right column. Hope to see you around someday. David

Q: In [Industry Rank] what does "89 (or 93)" mean? Does that mean there are 93 industries or there are 93 companies in that industry?[Frank Paiano] [wonderprofessor@gmail.com] [Q: 8:04 PM] [A: 8:12 PM] 
A: Hi Frank, It's Dori. Can you tell me what slide your question refers to? 

Q: I got them[Paul Ryan] [phryan32@yahoo.com] [Q: 7:58 PM] [A: 8:13 PM] 
A: .

Q: Can you also get this information in using value for the free version?[Sheryl Carter] [aecfutures@gmail.com] [Q: 8:10 PM] [A: 8:13 PM] 
A: Hi Sheryl, Yes you should be able to get all of the information show today on the "Library"  Value Line which may be available for free from a Library in your area.  Thanks for the question.  LynnT

Q: Excellent prenentation. Do you send a video link of this to attendees?[Reddy Ganta] [BRGanta@gmail.com] [Q: 8:13 PM] [A: 8:14 PM] 
A: A link of tonight's presentation will be sent by email in a couple of days.

Q: Marcia's presentation really rocks!  I've always used the 1 page pdf. Now that I can see how it works, I will work more with the oneline!  [mo hart] [mhart@tiac.net] [Q: 8:09 PM] [A: 8:14 PM] 
A: Mo, I am happy to hear that this webinar has been valuable to you this evening.  Thanks, Mark

Q: why is she recommending to print the pages?  for what?  how to save?  PDF or hard copy?[Helen Albanese] [hjalbanese404@gmail.com] [Q: 8:12 PM] [A: 8:14 PM] 
A: Hello and welcome. I don't think she was making a recommendation to print. It was a demonstration of what is possible. The save may be to PDF or printer if you prefer a hard copy.

Q: hummmm.  ok[Helen Albanese] [hjalbanese404@gmail.com] [Q: 8:15 PM] 

Q: Thank you. [Reddy Ganta] [BRGanta@gmail.com] [Q: 8:15 PM] 

Q: Is a paid valueline subscription required for the functionality you are showing? we only use the free version through public library.[John McNamara] [johntmcnamara@comcast.net] [Q: 8:14 PM] [A: 8:16 PM] 
A: The online version from your library should be the same as the presentation 

Q: maybe she means what's visible on the screen we see...[Helen Albanese] [hjalbanese404@gmail.com] [Q: 8:16 PM] 

Q: David's presentation was really helpful. Especially liked the different colored highlighting. [mo hart] [mhart@tiac.net] [Q: 8:08 PM] [A: 8:18 PM] 
A: Hi Mo.  We are glad you enjoyed it.  Thank you for your feedback about the highlighting.

Q: Why is data in the Mornngstar draw on the SSG different from the Morningstar Library edition?[Jm Barrett] [myultrastar@hotmail.com] [Q: 8:06 PM] [A: 8:19 PM] 
A: Perhaps there is a timing difference in the data.  One set of data might be newer than the other.

Q: This is a great webinar.  Will definitely have to listen to recording.  A lot to digest.  Thanks.[Anne Manning] [am50manning@sbcglobal.net] [Q: 8:18 PM] [A: 8:20 PM] 
A: We are glad you are finding the information useful.

Q: thats GREAT Thanks alot of cool stuff i did not know was there like company comparisons[John McNamara] [johntmcnamara@comcast.net] [Q: 8:19 PM] [A: 8:21 PM] 
A: John, I am happy to hear that this webinar has been valuable to you this evening.  Thanks, Mark

Q: Where did you go to add that list of companies to compare?  Not clear.[Ken and Ruth Kuntz] [rkuntz2014@gmail.com] [Q: 8:07 PM] [A: 8:21 PM] 
A: Hi Ken, you must go back to the top and request each from the quote box   They will then be populated for you.. 

Q: This is great information!!  I never knew all these secret features were available!!  Thanks so much for showing this![Laura Scott] [skimmerscott1121@gmail.com] [Q: 8:19 PM] [A: 8:21 PM] 
A: Laura, I am happy to hear that this webinar has been valuable to you this evening.  Thanks, Mark

Q: Wow. This is a great explanation of Value Line features I never knew existed. Kudos![Ty Hughes] [tyhughes@gmail.com] [Q: 8:22 PM] [A: 8:22 PM] 
A: Ty, I am happy to hear that this webinar has been valuable to you this evening.  Thanks, Mark

Q: No that was [Bonnie Matter] [matterbonnie@gmail.com] [Q: 7:54 PM] [A: 8:24 PM] 
A: Bonnie, I think David made those estimates based on his research and conservative bent. Hope this  helps. Kaye.

Audience Question: 
Q: where is this handbook she speaks about[Catherine Mulhern] [mulcathy35372@aol.com] [Q: 8:15 PM] [A: 8:24 PM] 
A: Hi Catherine. This is Dori Raser. It is in the Control Panel, Handouts dropdown menu. 

Q: The score ratings are from 2023.  Are they current?[Robyn Hamilton] [robbydolly@gmail.com] [Q: 8:20 PM] [A: 8:27 PM] 
A:  Value Line information is usually updated every 3 months.  Are you referring to the PDF one pager from the first presenter or the onling version from the second presenter

Q: No, I was looking at the one labelled score at the top.[Robyn Hamilton] [robbydolly@gmail.com] [Q: 8:28 PM] 

Q: What does option buying tell us?[Sharon Serres] [Rnsharon@aol.com] [Q: 8:25 PM] [A: 8:28 PM] 
A: Good evening Sharon,  Sell options can be dangerous.  If the quote drops too far you can lose more than the falue of your stock.  Options are a way to leverage your returns both up and down.  That means an increase ini risk.  Charles

Q: She mentioed it a few mintes ago[Robyn Hamilton] [robbydolly@gmail.com] [Q: 8:28 PM] 

Q: what is a surprise percent?[Bonnie Dumas] [bpdumas@gmail.com] [Q: 8:18 PM] [A: 8:28 PM] 
A: Hi Bonnie,  Refresh my memory please.  Where was "surprise percent" referenced?

Q: never mind i  just realized the annual numbers are raw earning numbers not percentages. now i understand.[John McNamara] [johntmcnamara@comcast.net] [Q: 8:00 PM] [A: 8:28 PM] 
A: Hi John, glad you got it figured out. thanks for the input.  Kaye

Q: Wow. This is a great explanation of Value Line features I never knew existed. Kudos![Ty Hughes] [tyhughes@gmail.com] [Q: 8:22 PM] [A: 8:28 PM] 
A: .

Q: I think it was under Annual Rate of Change.[Bonnie Dumas] [bpdumas@gmail.com] [Q: 8:29 PM] 

Audience Question: 
Q: SSG data is from Morningstar. This ooften differs from VL figures. I often change SSG values to VL's data.  Do you recommend that?[Milton Petersen] [brookstonecondo@yahoo.com] [Q: 7:56 PM] [A: 8:29 PM] 
A: Valueline uses "normalized" data which differs from other sources.  Using this normalized data is a user decision.  Data from one source should not be mixed with other sources.

Audience Question: 
Q: I wasn't able to see if Chicago libraries offered this way of subscription.[Sheryl Carter] [aecfutures@gmail.com] [Q: 8:23 PM] [A: 8:30 PM] 
A: You can call or check with your local librarian as to whether they carry the digital version of Value Line. Some may have stopped the paper version to digital. Thank you for your interest. ~Megan

Q: I am viewing on the app? [Johnny Cavitt] [jlcavitt@hotmail.com] [Q: 8:30 PM] 

Q: The bar charts are volume?  Green is gain and Red is loss?[Andrew Soucek] [asoucek@sbcglobal.net] [Q: 8:30 PM] 

Q: she's still talking about printing....[Helen Albanese] [hjalbanese404@gmail.com] [Q: 8:15 PM] [A: 8:31 PM] 
A: Hi Helen, that is her personal peference for doing her studies, not necessarily a recommendation.  Thanks, Kaye

Q: I am looking forward to learning how to beat the VL timeout timer!  gets me all the time![mo hart] [mhart@tiac.net] [Q: 7:58 PM] [A: 8:32 PM] 
A: LOL Let us know if you succeed!  Thanks for your input. Kaye

Q: Outstanding presentation!  Thanks so much![Laura Scott] [skimmerscott1121@gmail.com] [Q: 8:33 PM] 

Q: talk about model portfolio[Charles Lucey] [ctlucey@live.com] [Q: 8:34 PM] 

Q: Great job David good voive[Paul Ryan] [phryan32@yahoo.com] [Q: 7:56 PM] [A: 8:34 PM] 
A: Thank David for your feedback.  We are happy you are able to attend tonight and gained value from this webinar.

Q: I had a screen up and did it right along with her, which was super helpful!!![Laura Scott] [skimmerscott1121@gmail.com] [Q: 8:34 PM] 

Q: who is best?  morningstar?[Charles Lucey] [ctlucey@live.com] [Q: 8:34 PM] 

Q: Excellent presentation.  Thank you![Bonnie Matter] [matterbonnie@gmail.com] [Q: 8:35 PM] 

Q: Great job David good voive[Paul Ryan] [phryan32@yahoo.com] [Q: 7:56 PM] [A: 8:35 PM] 
A: Thand you Paul.  Sorry I read David's name in my response.

Q: It's nice to hear other people's questions.[Bonnie Matter] [matterbonnie@gmail.com] [Q: 8:35 PM]